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Hilary Rhoda by Thomas Whiteside, DuJour

Live better – take measures

Coping with recession, credit crunch, eventual redundancy…not always easy!

Surviving the economic downturn is possible. It is all about finding the relevant tips to reduce some “hidden” expenses.

Money-saving tips are what people want for a better lifestyle. It will help cut waste but also protect the environment.

Top 50 money saving ideas:

1. Switch lights off as soon as leaving a room

2. Shop around for the best products

3. Re-using carrier bags

4. Only boiling enough water for one cup of tea

5. Taking part in focus groups and online surveys to make money

6. Turning off the tap when brushing teeth

7. Cutting out coupons, money off vouchers and discount website links

8. Switch gadgets off when not using them

9. Bulk buy toilet rolls, washing powder

10. Only turn lights on when it’s really dark

11. Opt for own-brand products over expensive options

12. Wearing lots of layers instead of putting the heating on

13. No buying something until its cheap or you can find a voucher for it

14. Hanging clothes around the house instead of using the tumble dryer

15. Going to the reduced aisle in supermarkets at specific times

16. Driving at a slower speed to lower fuel consumption

17. Saving coppers and using change machines to convert into cash

18. Asking for presents you need rather than want

19. Waiting until after 6pm to phone anyone from the landline

20. Write a list for the food shop and don’t deviate

21. Re-heeling shoes rather than buying new ones

22. Using all the samples stuck in magazines

23. Bake cakes, jam, bread, pastries

24. Saving unwanted presents and giving them to other people

25. Having left over dinner for packed lunches

26. Re-using wrapping paper

27. Buying an old car rather than new

28. Making kids packed lunches instead of buying school dinners

29. Patching up old clothes rather than buying new

30. Cutting up Birthday and Christmas cards to make present tags

31. Make a massive meal at the beginning of the week that you can split and freeze

32. Cutting / dying hair at home rather than going to the hairdressers

33. Only flush the toilet when absolutely necessary

34. Use the library rather than buy books

35. Park miles away from the shops rather than paying to park close by

36. Grow your own vegetables

37. Buy clothes and toys from charity shops

38. Fold up tin foil and cling film to use again

39. Give ‘cheap but nice’ presents like a photo in a frame

40. Sharing bath water

41. Using a hot water bottle instead of putting the heating on

42. Sit next to one radiator instead of putting all radiators on

43. Use tired clothes as pyjamas rather than having actual pyjamas

44. Waiting until it is a cheaper time to park

45. Cut the end of a toothpaste tube to get the last bit out

46. Stick the end bits of soap together to make sure none is wasted

47. Only go to the cinema on a Wednesday

48. Only use one or two sheets of toilet paper to make it last longer

49. Use old knickers as dusters

50. Only go food shopping after a meal, as an empty stomach leads to temptation

Source

Then of course, there is also what is around these daily or monthly charges: social events or just meeting up with friends which could be well expensive if when gathering at the pub there are rounds going on.

Always make sure to have a limit on what you are going to spend that night and rather than taking your credit card with you, withdraw a certain amount of cash to be in control of what is actually debited from your savings account.

There is also a huge difference between living in the countryside and a city such as Manchester, Birmingham or central London.

The closer from the centre the more expensive the rent and the properties will be.

However, being in the suburb will mean public transport to commute. So what is actually the best solution? Maybe working from home could reduce the costs too with daily or weekly meetings via Skype?! And this could well be the way forward as some businesses are also looking at saving money as much as possible.