Hilary Rhoda by Thomas Whiteside, DuJour
It is all about being smart & well dressed. No excess necessary, just the right balance with the relevant details.
Coping with recession, credit crunch, eventual redundancy…not always easy!
Surviving the economic downturn is possible. It is all about finding the relevant tips to reduce some “hidden” expenses.
Money-saving tips are what people want for a better lifestyle. It will help cut waste but also protect the environment.
Top 50 money saving ideas:
1. Switch lights off as soon as leaving a room
2. Shop around for the best products
3. Re-using carrier bags
4. Only boiling enough water for one cup of tea
5. Taking part in focus groups and online surveys to make money
6. Turning off the tap when brushing teeth
7. Cutting out coupons, money off vouchers and discount website links
8. Switch gadgets off when not using them
9. Bulk buy toilet rolls, washing powder
10. Only turn lights on when it’s really dark
11. Opt for own-brand products over expensive options
12. Wearing lots of layers instead of putting the heating on
13. No buying something until its cheap or you can find a voucher for it
14. Hanging clothes around the house instead of using the tumble dryer
15. Going to the reduced aisle in supermarkets at specific times
16. Driving at a slower speed to lower fuel consumption
17. Saving coppers and using change machines to convert into cash
18. Asking for presents you need rather than want
19. Waiting until after 6pm to phone anyone from the landline
20. Write a list for the food shop and don’t deviate
21. Re-heeling shoes rather than buying new ones
22. Using all the samples stuck in magazines
23. Bake cakes, jam, bread, pastries
24. Saving unwanted presents and giving them to other people
25. Having left over dinner for packed lunches
26. Re-using wrapping paper
27. Buying an old car rather than new
28. Making kids packed lunches instead of buying school dinners
29. Patching up old clothes rather than buying new
30. Cutting up Birthday and Christmas cards to make present tags
31. Make a massive meal at the beginning of the week that you can split and freeze
32. Cutting / dying hair at home rather than going to the hairdressers
33. Only flush the toilet when absolutely necessary
34. Use the library rather than buy books
35. Park miles away from the shops rather than paying to park close by
36. Grow your own vegetables
37. Buy clothes and toys from charity shops
38. Fold up tin foil and cling film to use again
39. Give ‘cheap but nice’ presents like a photo in a frame
40. Sharing bath water
41. Using a hot water bottle instead of putting the heating on
42. Sit next to one radiator instead of putting all radiators on
43. Use tired clothes as pyjamas rather than having actual pyjamas
44. Waiting until it is a cheaper time to park
45. Cut the end of a toothpaste tube to get the last bit out
46. Stick the end bits of soap together to make sure none is wasted
47. Only go to the cinema on a Wednesday
48. Only use one or two sheets of toilet paper to make it last longer
49. Use old knickers as dusters
50. Only go food shopping after a meal, as an empty stomach leads to temptation
Then of course, there is also what is around these daily or monthly charges: social events or just meeting up with friends which could be well expensive if when gathering at the pub there are rounds going on.
Always make sure to have a limit on what you are going to spend that night and rather than taking your credit card with you, withdraw a certain amount of cash to be in control of what is actually debited from your savings account.
The closer from the centre the more expensive the rent and the properties will be.
However, being in the suburb will mean public transport to commute. So what is actually the best solution? Maybe working from home could reduce the costs too with daily or weekly meetings via Skype?! And this could well be the way forward as some businesses are also looking at saving money as much as possible.